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The ABLE Act allows individuals who were deemed disabled before the age of 26 to save money in specific accounts and not jeopardize necessary government benefits. Before The ABLE Act was passed an individual with a disability who relied on government benefits like SSI and Medicaid could not save more than $2,000 or else they would lose healthcare benefits, as well as home and community supports which would mean they could lose housing as well as job supports which would also cause a loss of employment.